(Plan Closed on 31 December 2013)


There are plans from LIC which are quite good like Jeevan Saral.

This plan has got a 'Golden Peacock Award'.

In this plan, you can invest any amount starting from Rs. 250 (like 250,300,350, 500,1000 or 2000 or 5000 or 10,000 etc) depending on your financial capacity.

For example You are 23 years of age:
a)Plan I: If you invest Rs.10,000 per month: Assuming you invest Rs.10,000 per month i.e. monthly premium of Rs.10,208 or yearly premium of Rs.120,100 for 25 years, insurance coverage will be 10,000 x 250 times = Rs. 25 Lacs. Maturity returns after 25 years will be approx.. Rs.90 Lacs. In case of natural death, nominee will get Rs.25 Lacs + premiums paid till date are returned back (excluding first year premium). In case of accidental death, Rs.50 Lacs + premiums paid till date are returned back (excluding first year premium). Also partial disability factor is covered.



b)Plan II: If you invest Rs.5000 per month: Assuming you invest Rs.5000 i.e. monthly premium Rs.5104 or yearly premium of Rs.60,050, you will get maturity amount of approx..Rs.45 lacs after 25 years.


c)Plan III: If you invest Rs. 4000 per month: Assuming you invest Rs.4000 i.e. monthly premium Rs.4083 or yearly premium of Rs.48,040 you will get maturity amount of approx.. Rs.36 lacs after 25 years.

d)Plan IV: If you invest Rs. 3000 per month: Assuming you invest Rs.3000 i.e. monthly premium Rs.3063 or yearly premium of Rs.36,030 you will get maturity amount of approx..Rs.27 lacs after 25 years.

e)Plan V: If you invest Rs.2000 per month: Assuming you invest Rs.2000 i.e. monthly premium Rs.2042 or yearly premium of Rs.24,020 you will get maturity amount of approx.. Rs.18 lacs after 25 years.

f)Plan VI: If you invest Rs.1000 per month: Assuming you invest Rs.1000 i.e. monthly premium Rs.1021 or yearly premium of Rs.12,010 you will get maturity amount of approx.. Rs.9 lacs after 25 years.

You are saving tax on LIC premiums paid.

Affordable Life Insurance -Become a Crorepati Before You Retire

Become a ‘Crorepati’ Before You Retire----There is no Market Risk. Your Money is Secured. 

Jeevan Saral Monthly Saving Scheme - “Golden Peacock Award”

The plan called “Jeevan Saral” is very ideal for salaried individuals and for those with uncertain incomes. Here you have the option of choosing the premium amount.

A person aged 25 or 30 years if he or she invests Rs.10,000 every month, he or she will become a “Crorepati” before 60 years. 

Try saving Rs.350 daily. This will total to Rs.10,000 (+) in a month. Invest Rs.10,000 per month for 27 years. Get Rs.1 Crore after 27 years and Insure yourself. You can have a peaceful retired life as well as have protection for your family also. And you can also save tax by investing in insurance policies.

For a 25 year old, if he or she invests every month Rs.10,000 for 27 years, the Sum Assured Amount will be 10000 x 250 = 2500000. On Maturity i.e. after 27 years, he or she will get more than Rs.1 Crore. This includes Loyalty Amount paid by LIC. Loyalty Amount or Addition is payable after the policy has been in full force for atleast 10 years.

Similarly, you can start with either 10,000 or 1000 or 5000 or 3000 or 2000 or 1500 or 500 or any other amount monthly depending on your financial capacity.

There is also an option of part-withdrawals in case you require amount (as pension) or any contingencies/emergencies  in future like children education or marriage or hospitalization or for any other reasons.

In case of death, 250 times the monthly basic premium  + return of premiums paid excluding the first year premium + Loyalty Bonus (Loyalty Bonus is payable in case the policy has completed 10 years or more) is payable to the nominee.

Get Protection for Self and Family Today by Investing in Jeevan Saral.

Salient Features:

1)      Minimum Age: 12 Years (Completed) to Max. 60 Years

2)      Maximum Maturity: 70 Years

3)      Term can be reduced in case you desire so

4)      Risk cover 250 times of monthly premium + Return of premium excluding first year premium + Loyalty Additions payable

5)      Loan Allowed

6)      Premium can be reduced (as per rules)

7)      Option of part withdrawals after 10 years. (There is also an option of part-withdrawals in case you require amount (as pension) or any contingencies/ emergencies  in future like children education or marriage or hospitalization or for any other reasons.

8)      Save Tax by investing in LIC under Sec 80C and Maturity Received in LIC Scheme is Tax Free under Section 10 –(10D) of Income Tax Act.

9)      Yearly, Half-Yearly, Quarterly, Monthly (ECS) Options available. No Market Risk, Money Secured and Long Term Investment 

Get Affordable Life Insurance Today.
Start Jeevan Saral today at an young age and have a peaceful retired life.

For contact details: venkatesh_iv27@yahoo.com